UNIFLEX: Overdraft Collateral with Public Mutual Funds (OD-UT)

Salam hormat buat semua pembaca dan pengunjung BW....rasanya masih sempat untuk BW ucapkan Selamat Hari Raya, Maaf Zahir & Batin sekiranya BW ada pernah menyinggung perasaan mana-mana pihak....

Setelah lama bercuti panjang dan jadual terlampau ketat sehingga tiada masa untuk mengemaskini entri terbaru di blog ini...akhirnya hari ini...BW curi juga sedikit masa untuk berkongsi berita baik buat Pelabur Unit Amanah Public Mutual

Memandangkan OD-ASB dah dibekukan untuk individu baru-baru ni, mungkin OD-UT Public Mutual ni adalah pilihan baru selain OD-ASB. Jom kita tengok sikit apa syaratnya

UNIFLEX – Pledging of Units as Collateral

If you are a Public Mutual Unit Trust holder with cash investment (not applicable for investment from EPF account), you can pledge your funds as collateral to obtain Overdraft, Fixed Loan or a combination of both for your personal use.
For collateral with Overdraft, the details as below:

• Maximum margin of financing (MOF) is 80% from current investment value (during submission)
• Minimum OD amount is RM10,000 (after calculated the 80%)
  • e.g. Cash investment in PM fund = RM12,500
  • OD = RM10,000 (min OD amount)
• Interest rate = BLR-1% (daily rest)
• Switching to other PM fund is permitted
• No monthly commitment fee
• Required documents: IC, pay slip @ bank statement, UT fund statement.
• Application to be submitted to Public Bank.

 So bagi yg belum melabur apa tunggu lagi....simpan jer dalam UT sebanyak RM 10000 dah boleh lepas buat overdraft atau uniflex....maklumat lanjut boleh hunbungi Public Bank berdekatan anda...

P/S : (tapi kalau nak melabur hubungi BW lah yer...heheheh)